Certificate rates in effect

Type	Minimum	Rate	APY*
Cubby/FYI Certificates**
6 months	$100	..70%	.70%
12 months	$100	.90%	.90%
Certificates**
6 months	$500-9,999	.70%	.70%
	$10,000-24,999	.70%	.70%
	$25,000-49,999	.90%	.90%
	$50,000-99,999	1.04%	1.05%
	$100,000+	1.04%	1.05%
12 months	$500-9,999	.90%	.90%
	$10,000-24,999	0.90%	.90%
	$25,000-49,999	1.09%	1.10%
	$50,000-99,999	1.19%	1.20%
	$100,000+	1.19%	1.20%
18 months	$500-9,999	1.09%	1.10%
	$10,000-24,999	1.24%	1.25%
	$25,000-49,999	1.29%	1.30%
	$50,000-99,999	1.39%	1.40%
	$100,000+	1.39%	1.40%
24 months	$500-9,999	1.44%	1.45%
	$10,000-24,999	1.49%	1.50%
	$25,000-49,999	1.59%	1.60%
	$50,000-99,999	1.69%	1.70%
	$100,000+	1.69%	1.70%
36 months	$500-9,999	1.93%	1.95%
	$10,000-24,999	2.03%	2.05%
	$25,000-49,999	2.13%	2.15%
	$50,000-99,999	2.23%	2.25%
	$100,000+	2.23%	2.25%
48 months	$500-9,999	2.23%	2.25%
	$10,000-24,999	2.37%	2.40%
	$25,000-49,999	2.47%	2.50%
	$50,000-99,999	2.57%	2.60%
	$100,000+	2.57%	2.60%
60 months	$500-9,999	2.47%	2.50%
	$10,000-24,999	2.62%	2.65%
	$25,000-49,999	2.72%	2.75%
	$50,000-99,999	2.81%	2.85%
	$100,000+	2.81%	2.85%
Coverdell Education Savings Account**
12 months	$100	1.04%	1.05%
24 months	$100	1.59%	1.60%
60 months	$100	2.47%	2.50%
IRAs**
12 months	$500-9,999	1.14%	1.15%
	$10,000-49,999	1.19%	1.20%
	$50,000-99,999	1.29%	1.30%
	$100,000+	1.29%	1.30%
24 months	$500-9,999	1.64%	1.65%
	$10,000-49,999	1.69%	1.70%
	$50,000-99,999	1.79%	1.80%
	$100,000+	1.79%	1.80%
36 months	$500-9,999	2.13%	2.15%
	$10,000-49,999	2.23%	2.25%
	$50,000-99,999	2.32%	2.35%
	$100,000+	2.32%	2.35%
48 months	$500-9,999	2.32%	2.35%
	$10,000-49,999	2.47%	2.50%
	$50,000-99,999	2.67%	2.70%
	$100,000+	2.67%	2.70%
60 months	$500-9,999	2.47%	2.50%
	$10,000-49,999	2.72%	2.75%
	$50,000-99,999	2.91%	2.95%
	$100,000+	2.91%	2.95%

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* APY = Annual Percentage Yield.

** Rates subject to change without notice. Dividends accrue daily and are paid monthly, based on average daily balance. Fees and other conditions could reduce earnings. A penalty may be imposed for early withdrawal. Some restrictions may apply, please contact Altana Federal Credit Union.