Certificate rates in effect

Type	Minimum	Rate	APY*
Cubby/FYI Certificates**
6 months	$100	.25%	.25%
12 months	$100	.25%	.25%
Certificates**
6 months	$500-9,999	.25%	.25%
	$10,000-24,999	.25%	.25%
	$25,000-49,999	.30%	.30%
	$50,000-99,999	.30%	.30%
	$100,000+	.30%	.30%
12 months	$500-9,999	.25%	.25%
	$10,000-24,999	.25%	.25%
	$25,000-49,999	.35%	.35%
	$50,000-99,999	.45%	.45%
	$100,000+	.45%	.45%
18 months	$500-9,999	.30%	.30%
	$10,000-24,999	.45%	.45%
	$25,000-49,999	.50%	.50%
	$50,000-99,999	.60%	.60%
	$100,000+	.60%	.60%
24 months	$500-9,999	.50%	.50%
	$10,000-24,999	.55%	.55%
	$25,000-49,999	.65%	.65%
	$50,000-99,999	.75%	.75%
	$100,000+	.75%	.75%
36 months	$500-9,999	.70%	.70%
	$10,000-24,999	.80%	.80%
	$25,000-49,999	.90%	.90%
	$50,000-99,999	1.00%	1.00%
	$100,000+	1.00%	1.00%
48 months	$500-9,999	1.00%	1.00%
	$10,000-24,999	1.14%	1.15%
	$25,000-49,999	1.24%	1.25%
	$50,000-99,999	1.34%	1.35%
	$100,000+	1.34%	1.35%
60 months	$500-9,999	1.39%	1.40%
	$10,000-24,999	1.54%	1.55%
	$25,000-49,999	1.64%	1.65%
	$50,000-99,999	1.74%	1.75%
	$100,000+	1.74%	1.75%
Coverdell Education Savings Account**
12 months	$100	.30%	.30%
24 months	$100	.65%	.65%
60 months	$100	1.39%	1.40%
IRAs**
12 months	$500-9,999	.40%	.40%
	$10,000-49,999	.45%	.45%
	$50,000-99,999	.55%	.55%
	$100,000+	.55%	.55%
24 months	$500-9,999	.70%	.70%
	$10,000-49,999	.75%	.75%
	$50,000-99,999	.85%	.85%
	$100,000+	.85%	.85%
36 months	$500-9,999	.90%	.90%
	$10,000-49,999	1.00%	1.00%
	$50,000-99,999	1.09%	1.10%
	$100,000+	1.09%	1.10%
48 months	$500-9,999	1.09%	1.10%
	$10,000-49,999	1.24%	1.25%
	$50,000-99,999	1.44%	1.45%
	$100,000+	1.44%	1.45%
60 months	$500-9,999	1.39%	1.40%
	$10,000-49,999	1.64%	1.65%
	$50,000-99,999	1.83%	1.85%
	$100,000+	1.83%	1.85%

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* APY = Annual Percentage Yield.

** Rates subject to change without notice. Dividends accrue daily and are paid monthly, based on average daily balance. Fees and other conditions could reduce earnings. A penalty may be imposed for early withdrawal. Some restrictions may apply, please contact Altana Federal Credit Union.