MT First Time Homebuyer Savings
Save funds for your first home purchase, free from Montana state taxes. You can save up to $3000 (if filing single) or $6,000 (if filing jointly) to buy your first home.
| Features | Benefits |
|---|---|
| No fees | Affordable |
| Deposits up to $3,000 (if filing single) and $6,000 (if filing joint) are free of state taxes | Tax savings |
| Dividends are calculated using the average daily balance and are paid monthly on the last day of the month | Earns dividends |
| Periodic statement, usually quarterly, monthly if any electronic or telephone services are utilized, such as Telephone Teller or ACH | Peace of mind |
| Account access in person, by mail, Direct Deposit, Payroll Deduction, Telephone Teller, eAccess Internet Banking and ATM | Convenient |
| Federally insured by NCUA for up to $250,000 | Peace of mind |
