Rural Housing Loans
The Rural Housing Service of the US Department of Agriculture (USDA) sponsors home loans to some low-income applicants who live in a qualified rural area. Visit with us about the qualifications for this program.
| Features | Benefits |
|---|---|
| No down payment requirements | Affordable |
| Finance up to current secondary market guidelines | Low cost home purchase |
| Closing costs assistance may be available | Affordable |
| Competitive fixed and variable interest rates available | Flexible |
| Loan servicing will be held by the initial investor and not re-sold | Convenient |
| Creative financing options available to meet the needs of any budget | Flexible |
| Terms up to 30 years | Low payments |
| Escrow accounts set up for payment of taxes and insurance | Convenient |
| Apply for mortgage loans in person, by mail, or internet | Convenient |
