Christmas Club
Save for holiday expenses to reduce the pressure of holiday bills. Your savings will be automatically transferred to your checking account on November 1st in preparation for shopping.
| Features | Benefits |
|---|---|
| Funds are disbursed in November by a transfer of funds into your Altana checking or savings account | Convenient |
| No monthly service charge | Affordable |
| Initial deposit of $25 or greater to open the account | Affordable |
| No minimum balance on this account | Affordable |
| Maximum balance of $5,000 | Flexible |
| Withdrawals before November 1st will be assessed a $25 early withdrawal fee | Ensures Savings Grows |
| Earnings are compounded annually, based on average daily balance | Earns dividends |
| Earns a higher dividend rate than a share savings account | Earns higher rate of return |
| You may access your account in person, by mail, Direct Deposit, Payroll Deduction | Convenient |
| Federally insured by NCUA for up to $250,000 | Peace of mind |
